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Cash loans online

Online cash loans -Apply for a quick cash loan online with us

The online loan is one of the consumer loans and is a relatively new type of loan. Thanks to the favorable conditions and the simple application, it quickly became very popular. The direct banks were the first to offer such a loan. Nowadays, almost every German branch bank also offers an online loan.

Apply for a quick cash loan online with us

Quick cash loans online from the Green-Touch homepage offer customers a variety of advantages. The advantages of quick cash loans online at a glance are:

  • Easy application,
  • Fast and unbureaucratic loan processing,
  • The fixed interest rate over the entire loan term,
  • Consistent monthly installments,
  • loan duration adapted to personal needs,
  • Flexible loan amount or loan amount,
  • Protection via residual debt insurance possible.

If you are looking for a cheap loan, we recommend that you take a closer look at the online loan. You can submit an application at any time and you will also receive a non-binding offer in just a few hours (minutes). In order to be able to find the best offers and providers in the shortest possible time, you should always make a »free loan comparison before you apply.

You can make the comparison at any time from home and it generally only takes a few minutes to find the cheapest offers. If you want to apply for and receive a cheap online loan in Germany, you have to meet a few requirements. Most providers include the following:

  • To be of legal age
  • Be an employee,
  • Have been with the current employer for at least 6 months,
  • Have no negative entries at SCHUFA,
  • Permanent residence in Germany.

However, the conditions can vary (slightly) from one provider to another. The exact conditions can be found on the general terms and conditions page of the respective provider. If you meet these requirements, your documents still have to be checked and the credit contract can be concluded after a positive credit check. At most German credit institutions, the following documents are required for lending:

  • Loan application
  • ID card,
  • Proof of income,
  • Schufa information,
  • Self-disclosure from you.

If your documents correspond in every respect

Nothing stands in the way of the conclusion of the loan contract and shortly afterward the loan amount can also be paid out. The payment is made in one sum by bank transfer, cash payment or by post. The repayment of the online loan takes place in constant monthly loan installments.

The credit installments consist of a repayment component and an interest component. At the beginning of the loan term, the interest component is always higher and will decrease over time. The repayment share, on the other hand, behaves completely differently, is low at the beginning and increases with the term.

The online loan,

Like most consumer loans, it can be secured cheaply with residual debt insurance or residual credit insurance. So you can be sure that you can repay your loan even in difficult times. With this type of loan, you can adapt the conditions to your personal financial capacity. If you cannot bear a high monthly charge, a longer loan term is the best option for you.

In this case, the total amount will be higher, but you can easily repay your loan. If you would like to be debt-free sooner, you can choose a shorter term. In this case, your monthly charge will be much higher, but you will quickly become debt-free and you will also have to pay less interest on your loan. Make a free comparison today and convince yourself of the advantages of online credit.