Cash loans online

Online cash loans -Apply for a quick cash loan online with us

The online loan is one of the consumer loans and is a relatively new type of loan. Thanks to the favorable conditions and the simple application, it quickly became very popular. The direct banks were the first to offer such a loan. Nowadays, almost every German branch bank also offers an online loan.

Apply for a quick cash loan online with us

Quick cash loans online from the Green-Touch homepage offer customers a variety of advantages. The advantages of quick cash loans online at a glance are:

  • Easy application,
  • Fast and unbureaucratic loan processing,
  • The fixed interest rate over the entire loan term,
  • Consistent monthly installments,
  • loan duration adapted to personal needs,
  • Flexible loan amount or loan amount,
  • Protection via residual debt insurance possible.

If you are looking for a cheap loan, we recommend that you take a closer look at the online loan. You can submit an application at any time and you will also receive a non-binding offer in just a few hours (minutes). In order to be able to find the best offers and providers in the shortest possible time, you should always make a »free loan comparison before you apply.

You can make the comparison at any time from home and it generally only takes a few minutes to find the cheapest offers. If you want to apply for and receive a cheap online loan in Germany, you have to meet a few requirements. Most providers include the following:

  • To be of legal age
  • Be an employee,
  • Have been with the current employer for at least 6 months,
  • Have no negative entries at SCHUFA,
  • Permanent residence in Germany.

However, the conditions can vary (slightly) from one provider to another. The exact conditions can be found on the general terms and conditions page of the respective provider. If you meet these requirements, your documents still have to be checked and the credit contract can be concluded after a positive credit check. At most German credit institutions, the following documents are required for lending:

  • Loan application
  • ID card,
  • Proof of income,
  • Schufa information,
  • Self-disclosure from you.

If your documents correspond in every respect

Nothing stands in the way of the conclusion of the loan contract and shortly afterward the loan amount can also be paid out. The payment is made in one sum by bank transfer, cash payment or by post. The repayment of the online loan takes place in constant monthly loan installments.

The credit installments consist of a repayment component and an interest component. At the beginning of the loan term, the interest component is always higher and will decrease over time. The repayment share, on the other hand, behaves completely differently, is low at the beginning and increases with the term.

The online loan,

Like most consumer loans, it can be secured cheaply with residual debt insurance or residual credit insurance. So you can be sure that you can repay your loan even in difficult times. With this type of loan, you can adapt the conditions to your personal financial capacity. If you cannot bear a high monthly charge, a longer loan term is the best option for you.

In this case, the total amount will be higher, but you can easily repay your loan. If you would like to be debt-free sooner, you can choose a shorter term. In this case, your monthly charge will be much higher, but you will quickly become debt-free and you will also have to pay less interest on your loan. Make a free comparison today and convince yourself of the advantages of online credit.

How To Find The Best Personal Payday Loan

Personal payday loans represent help for those who have a project to carry out, but not resources. With the new year, many banks and financial companies have enriched their proposal with loans designed to better respond to the needs of consumers. And although it is not possible to identify the best personal payday loan ever, we have selected some particularly attractive financing solutions.

First on all Compass loans, especially Excellent Loan.

First on all Compass loans, especially Excellent Loan.

The loan allows you to obtain up to 30 thousand dollars with disbursement in a very short time. The beneficiary has the possibility to choose the combination of amount and duration that best suits his needs.

Total Flex is the most suitable Compass loan for those who want to change the conditions of the repayment plan during the amortization. Also in this case, the maximum amount payable is 30 thousand dollars. The beneficiary has the option to skip the payment of one or more amortization installments.

And in case of need, the beneficiary has the right to extend the repayment plan. Consolidation loan is the Compass loan dedicated to debt consolidation. It allows you to group the loans in progress into a single credit line, in order to pay a single installment of amortization, sustainable for the family budget.

Better personal payday loan: Living Finance and Life Financing offers

Better personal loan: Living Finance and Life Financing offers

Living Finance is another option to evaluate if you are looking for the best personal payday loan of 2020. It grants loans of up to 30 thousand dollars to be repaid with a flexible repayment plan, which provides for the possibility of skipping and modifying the amount of the installment. The disbursement takes place quickly and the request can be made directly online.

As for the conditions, at the moment against a loan request of 10 thousand dollars to be repaid in 84 months, the monthly installment is 145 dollars. Tan and APR are fixed at 5.87% and 6.46% respectively. Finally, we find the Life Financing loans. The online financial note provides loans at advantageous conditions to deal with expenses of various kinds: from the best personal payday loan for the purchase of the car to those for debt consolidation.

For personal payday loans, the maximum amount payable is 60 thousand dollars.

money loan

The amortization schedule is flexible and can extend for a maximum of 10 years. Turning to the conditions, for a loan of 14 thousand dollars to be repaid in 96 months, the monthly installment is 189 dollars. The Tan is fixed at 6.73% and the APR is 6.94%.

Deposit Loans – Here Are Your Options!



Have you finally got a home or apartment in place but are missing some money so you can afford the expensive deposit deposit? Then you can consider taking out a deposit loan. Read more here on how to get a loan in place.

Where can you borrow for your deposit?

Where can you borrow for your deposit?

There are several ways you can borrow for a deposit, and it is a good idea to look into what options are available before deciding to borrow. Here you can see some of the options you have.

Bank loan for deposit

Bank loan for deposit

The first option that most people will think of is to go to the bank and inquire about the possibilities of a loan. The bank will then make a credit assessment of you to see if it makes sense based on your financial situation. You will therefore find that you must present documentation in the form of payroll and annual statements or other miscellaneous papers. This process may take longer as you need to know the creditworthiness of the bank before the loan can be taken.

The advantage here is that the bank sees your situation and can advise you if it is the right choice. Also, the bank will typically be able to offer some interest rates that are better for the loans you can find online. The disadvantage, however, is that you have to provide collateral to the bank, as opposed to, for example, an online loan.

Online loan for deposit

Online loan for deposit

Another option is that you go around the bank and take out a loan online. How much you can borrow will vary greatly depending on which loan provider you choose, but you can typically borrow between USD 100 and 350,000, so you are sure to be able to borrow enough money for the deposit. Depending on how much you borrow, the installment time will also vary.

You can borrow small amounts of 6,000, so-called quick loans  or consumer loans payable in one month, or borrow even larger amounts that can have a maturity of 15 years. The advantage here is that you can borrow quickly and easily and without having to provide collateral. However, there are certain requirements that you must meet before the loan can be approved. For example, you must not be admitted to RKI and in addition there may be age and income requirements.

Here you can get a quick overview of different loan providers by filling our loan calculator with the desired loan amount and maturity. Here you can see how much you can borrow from the individual and what requirements they make before you can be approved as a borrower.

Deposit loan from the municipality

Deposit loan from the municipality

A third option is to apply for a loan from the municipality. It is a support given to those who are unable to pay the deposit. However, you must meet certain requirements before the loan can be approved.

There are requirements such that the home must have an independent kitchen and the rent may not amount to more than half of your annual income. Your financial situation will also be taken into account here. You can also read more about deposit loans here.

Good advice for a good loan – even when it is for a deposit

Good advice for a good loan - even when it is for a deposit

There are several things to keep in mind when you want to secure a good loan that will not be too expensive for you. Look for the following:


Here you are dealing with an expression that represents the annual cost percentage, and therefore your indicator of what the loan will cost you annually in costs. Therefore, it is a good comparison factor to consider when assessing the various loans.

Loan Period

How long maturity you choose will have an impact on how much you have to pay per month, so keep this in mind too. It is good to get a loan paid off quickly, but it must also fit with your finances.

Things to Consider About Credit Campaigns

A new bank joined these loan campaigns. Lite Lender.You can apply for undocumented loans without leaving your home without paying any expenses and insurance. Lite Lender, the loan applications you will make through the internet banking channel are concluded instantly. Following the approval of your loan application, bank officials visit you at your address and complete the necessary loan application forms and receive documents.

Lite LenderJet Credit Campaign TL. Limited to 20,000.- and 4 years maturity. You can apply for a loan seven days a week, 24 hours a day at the bank’s website. As soon as cred oval is received, the loan amount is immediately transferred to your account and opened to your use.

Commissions or insurance fees are requested during the loan disbursement.

Commissions or insurance fees are requested during the loan disbursement.

Although the use of the internet through credit Lite Lender matter if we advise you to be careful in the Bank’s website there is no credit application through your mind. Because, as we constantly warn and recommend, you can safely perform credit and other transactions from institutions that operate in accordance with the Banking Law and which are under control by the Banking Regulation and Supervision Agency.

During the visit of the bank representative, the identity card and a second identity card to prove this must be with you. Such as a passport, a marriage certificate or an invoice registered in your name. Signing the Banking Services Agreement brought to you by the bank representative will be sufficient for your loan request to be approved and put into use.

Credit Campaigns

money problem

Another issue we would like to mention is the points to be considered in the applications of Credit Campaigns. Although we do not say that we will give credit or intermediate in any way and anywhere, and on the contrary, we advise you to stay away from such Credit Campaign messages, we really receive a lot of loan application requests from you. Please stay away from credit campaigns through social media accounts and mobile applications. Avoid getting your personal information, password and financial information to other people.

Recently, we witnessed that credit campaigns have been organized with extremely favorable terms through email, social media accounts and fake websites. For this reason, do not click on the links you do not know, do not know, not trust, do not log in to the websites.

The main methods used by fraudsters

money loan

  • Cancellation and / or refund of the transaction made inadvertently from your account,
  • The cyber attack has been made to your accounts, and the password request to put it in your account to prevent it,
  • Refunds of credit card fees you have paid previously or similar offers.

Loans for the self-employed

Consist of the cost factor

Consist of the cost factor

A loan does not only consist of the cost factor interest, rather a borrower needs information about the interest rate, the loan term as well as about the number and due date of the installments. In addition, there are loan commissions and any other additional costs. In principle, all fixed assets such as buildings or machines should be financed with equity and long-term debt. At the same time, the loan term should correspond to the life and useful life of the financed investments. Therefore, machines should not be financed through a current account credit.

Many self-employed people try to extend the repayment of a loan as long as possible, especially in the initial phase of their self-employment. In this way an attempt is made to improve one’s own solvency. However, it is forgotten that every repayment extension also makes a loan more expensive. The same applies to investment loans that are too high. These too can quickly jeopardize the company’s success due to the interest burden and the high repayment rates.

If you need capital, you should contact customers or business partners before the bank conversation, because many of these people are looking for a lucrative investment. In addition to the granting of profit participation rights, such capital investments are also silent participations, limited partner interests, participation certificates or bonds. The advantage for the business partner: he participates in the entrepreneurial success that was achieved with this money. In this way, customers and business partners are financially connected to the company in the long term. However, before business partners get in, they critically examine sales and earnings expectations. Furthermore, a demonstrably functioning accounts receivable management system and useful controlling are expected within the company management.

These control instruments are particularly important in the initial phase of self-employment, because this is the only way for young entrepreneurs to receive all comparable information on their current and current plans. From this, all wrong decisions can be recognized quickly. Because whether bank loans or participations: they always have to be serviced, no matter what the economic situation of a company looks like. If you also have an impeccable credit rating, you also pay much cheaper interest because of its cheaper rating. Of course, this also applies to all promotional measures by the Capital Lender (CL).

Financing for small businesses is problematic. Here, the complex rating does not pay off, nor do CL funding programs help. Because even with support programs, the house bank must first be convinced of the idea in order to issue a loan. Even small entrepreneurs with a poor credit rating still have a chance if they offer enough collateral, but in many cases this should not be feasible. If the probability of default is too high, the loan application is often only rejected. In this phase at the latest, the self-employed have to rethink. Now, in addition to the necessary transparency, the necessary information flow must also be created.

At the same time, this requires the young entrepreneur to professionalize all corporate structures and processes in order to gain business know-how. The credit institutions themselves will not help here, rather this necessary basis must be created by the company director alone.

The same applies to entrepreneurs: avoid over-indebtedness

The same applies to entrepreneurs: avoid over-indebtedness

 Those who are self-employed also set up a business account in addition to their private checking account. There is no obligation to separate the law, but a clean division of the respective payment transactions always makes sense. In order to show a flawless determination of profits, a separation is even indispensable. Opening an account itself is not a problem in most cases; the self-employed person must legitimize himself with his ID card and submit a business registration. Depending on the legal form of the company, an extract from the register and the tax number are also required. Freelancers should first ask about a private checking account, because in most cases this is cheaper than a business account, which almost all bookings are already included. Self-employed people who only make a few bookings a month should prefer an account with a low base price. On the other hand, if you have a lot of sales per month, you better pay attention to low item prices.

Anyone who has had good experience with their private bank for a long time with regard to their private account can in many cases also receive significantly more favorable conditions for their business account. Because the longer the business relationship and the better its development, the greater the chance of negotiating the terms for your own benefit. It is also important to have regular, honest, but also confident personal contact with bank employees. This applies all the more in times of unexpected bottlenecks. Should the bank nevertheless refuse, the exact reasons must be asked so that the next conversation with another bank can be better prepared.

Credit check for a current account credit

Credit check for a current account credit

Opening an account is only the first hurdle for the self-employed. The next is the current account credit. The check is carried out either on a case-by-case basis, individually or varies depending on the customer. In this context, the Schufa information reveals how many accounts, credits and credit cards a customer has, but also points out account or credit terminations or an application to open insolvency proceedings. The bank information records existing loans, their collateral, the regularity of the account details and is created by the house bank. This also includes whether the customer adheres to the agreements made. The customer, on the other hand, draws up a self-disclosure, ie what income he has, how high his assets are and what burdens he has.

The business evaluation (BWA) provides monthly or quarterly information about the economic status of the customer. It is replaced at the end of the year by the income surplus calculation or the annual accounts. The income statement is only part of the annual financial statements. Both the customer’s private assets and a transfer by way of security (e.g. business assets, machinery or assignment of claims) can be used as collateral for a loan.

Alternative to the bank: Loan through life insurance

An alternative to regular consumer credit is the policy loan. Anyone who has taken out capital life insurance can lend it. The accumulated credit serves as security, so the maximum loan amount corresponds approximately to the surrender value of the policy. The interest rates vary from insurance to insurance. In addition, there is no separate credit check for the policy loan. The insurance contract, however, continues to run unchanged, ie the customer pays the premium plus the loan interest. Insurance coverage also remains in place. In the event of an insured event, the loan is offset against the insurance benefit due.

Private pension policies can also be loaned up to a maximum of the amount that would be paid in the event of death. The borrower can repay the policy loan according to his financial means. However, if the debt is only offset against the amount paid after the contract expires, then both your own and your survivor’s pension will shrink considerably.


Well Made Company non – bank credit card – up to 90 thousand for anything

This non-bank loan from Well Made Company in conjunction with the card works similarly to a conventional credit card. If you don’t spend the money, it costs you nothing.

You may think you can only have a credit card from a bank. But that is not true. Credit cards now offer “where who”. You can also have a non-bank credit card, which can sometimes offer you more favorable conditions than a credit card from a bank. Well Made Company is one of the non-bank credit companies that also offers the possibility of obtaining a card to pay for your purchases. This company can offer you a card with a limit of up to USD 90000, which you can use for anything.

Well Made Company non-bank credit card

saving cash

The non-bank credit company Well Made Company provides installment purchases or non-bank consumer loans. If you then arrange a loan in the amount of more than 40 thousand dollars, then as a bonus you can get this card.

You will not only be bound to a one-time loan payment to your account. You will be able to withdraw funds up to your credit limit repeatedly. This can be up to USD 90000 or more.

A repeated loan for anything, you pay only when you spend

saving cash

This non-bank loan from Well Made Company in conjunction with the card works similarly to a conventional credit card. If you don’t spend money, it costs you nothing (except for a low monthly card maintenance fee). You always have a financial reserve at your disposal.

If you spend the money, it is sufficient to pay at least a minimum payment of USD 1200 per month. The money you pay is automatically added to your available balance. So if you pay 5,000 dollars with your card for one month and then pay it in one installment, you can use that money again next month.

What are the conditions for obtaining a non-bank credit card?

saving cash

This non-bank card cannot be obtained separately. It is issued as a supplement to a loan over USD 40,000. The prerequisite for arranging a loan with Well Made Company is a minimum age of 18 years. It is also necessary to provide a two-sided copy of the ID card and a copy of the second identity document – eg driving license, passport, birth certificate.

Last but not least, the applicant is required to have some regular, provable income. For amounts over USD 100,000, confirmation of the amount of income from the employer is required. This may not be necessary for lower amounts. However, if you are a pensioner or on maternity leave, it is better to include a partner in your application to approve your loan.

Detailed information about Well Made Company non-bank credit card

Non-bank credit card Well Made Company – up to 90 thousand for anything
Card issuer Well Made Company sro
Type of company Non-banking company
Credit card type Non-bank credit card
Credit card name Well Made Company card
Kind of credit card MasterCard Electronic
Contactless card No
Possibility of contactless sticker No
NFC card option on mobile No
Basic parameters
Minimum card limit 40000 USD
Maximum card limit 90000 USD
Number of days without interest 0 days
The interest-free period also applies to ATMs No
Transfer money from card to bank account Yes
Interest-free period also for transfer from card to bank account No
Interest on cashless payments 24%
Interest for cash withdrawals 24%
Favorable interest 15.9%
Conditions of advantage discounted interest applies to a credit limit of USD 150000
Annual card fee 588 $
Annual card fee in the first year 588 $
Card reissue fee – after blocking 0, – USD
Card management – annual fee 0, – USD
Minimum spending with the card to be free of charge not applicable
How much you pay if you don’t use the card 588 $
Maximum how much the card can cost you 588 $
Additional cards
Number of additional cards that can be issued 0
Price of additional card not provided
By post 39 USD
Electronic 0, – USD
Minimum monthly payment as a percentage 0%
Minimum monthly installment 1200
You can set up a regular direct debit collection Yes
Regular collection of 100% installment can be set No
ATM withdrawal
Withdraw from your own ATM does not have its own ATMs
Withdrawal from a foreign ATM 1% min. 50 USD
ATM withdrawal abroad 1% min. 50 USD
Cashback 0
What rate to use when using the card abroad MasterCard Course
Payments on the Internet
Cardless payments can be disabled No
Discounts on purchases
Minimum discount for payments 0%
Maximum discount for payments 0%
Bonus points for card payments No
Discount at selected merchants for card payment Yes
More information
Card issuance conditions Citizen of the Czech Republic or Slovakia with permanent residence in the Czech Republic, older than 18 years, documented income, no negative entry in credit registers, bank account, valid telephone contact.
Insurance Job loss insurance, temporary incapacity insurance, total loss of independence insurance, death insurance (optional services not included in the basic offer)
Another services Internet access, free PIN change
Comment The card is a supplement to the Well Made Company loan over USD 40,000. The card has no interest-free period;
Custom image on the card No
Company name Well Made Company sro
Address Bucharova 1423/6, 158 00 Prague 5, Czech Republic
IČO: 27179907

Disclaimer: The operator of this site does not provide any financial services, loans or credits. The offers for these products displayed on this site come from various public sources on the Internet and are only aggregated on this page for comparison and easy search. The site operator is not responsible for the accuracy and timeliness of the information published here.

Free credit card from Carnation Bank: If you don’t spend it, it costs you nothing!

Free credit card from Carnation Bank: If you don

A credit card can be a handy tool to save money when used properly (especially if you’re looking for a grace period). Some credit cards also cost you something. Even if you do not use them.

Loan up to 500 000 USD within 24 hours

Looking for the best bank loan? One where you pay the lowest fees or interest? One that offers as many different bonuses and services as “included”? A loan where they give you money immediately, and without long waiting.

P2P loans – bargain loans from private investors

P2P loans - bargain loans from private investors

Would you like to borrow money on more favorable terms than at a bank or a non-banking company? Then you may be interested in profitable loans from private investors. You can borrow up to USD 500,000 for 60 months with interest.

A card from Lumerican Bank: up to USD 30000 even without proof of income

A card from Lumerican Bank is a regular bank credit card that offers you what we usually expect from a credit card. For example, a credit limit of USD 10000 to USD 250000. In addition, if you only need a lower credit limit.

When does a building savings loan pay off?

Most people, if they do not have their own financial resources, finance their housing needs in three ways.


  • Mortgage loan
  • Loan or intermediate loan from building savings
  • A combination of a mortgage and a building savings loan / intermediate loan

When is it worth paying a building savings loan?

When is it worth paying a building savings loan?

Usually up to about 200 000 USD is a suitable choice building savings loan . Your financial expert will advise you on the most suitable savings bank and help you with the loan itself. Sometimes they recommend using a combination of multiple contracts with different savings banks if this is more convenient for you.

From the above it follows that from 200 000 USD upwards it is preferable to choose a mortgage loan . Of course, the appropriate type of loan must always be assessed individually on the basis of a detailed analysis of the situation of each client separately.

There are two options of building savings loan.

Proper building savings loan

money loan

To take proper credit:

1) You must save a minimum percentage of the target amount , which is determined by the agreed tariff variant. It is usually about 40% .

2) You must have a building savings contract for at least 2 years .

3) You must also meet the so-called “ rating number ”. This parameter affects the timeliness and amount of deposits, the amount of the target amount and, last but not least, the total savings period.

Inter-loan or bridging loan from building savings

money lan

A bridging loan can apply for building society immediately after the conclusion of the construction savings. You do not have to save almost anything, just put a few hundred dollars into your account. Inter-loan is a relatively expensive type of loan. In some cases, however, it is the only solid solution for the client.

The amount of the monthly repayment of the intermediate loan is then divided into two parts , respectively two account numbers. You send interest on the inter- loan to the first account and to the second account you earn a minimum percentage of the target amount . This is how you repay until you meet all three of the above conditions for being eligible for a regular loan .